Homes Of Beauty » Fullerton

Short Sale Agents in Fullerton CA

davekeys — Mon, 27 Feb 2012 00:58:22 +0000

Fullerton Short Sale Agents and the Four Horsemen

You may see a short sale as a low cost sale and a foreclosure alternative, but several primary stakeholders influence the process and the outcome of a short sale.

There are four seats at the Fullerton short sale bargaining table and problem can arise from any one of them but the player in this high stakes transaction that usually cause the most damage to an otherwise smooth transaction is easily identified as the loan servicer.

First let’s look at the four above mentioned horsemen familiar to all experienced Fullerton short sale agents. The realtor with the right skill, experience and negotiation strength will prevail more often than the novice short sale listing agent.

Rider #1: The Fullerton Short Seller/homeowner. This is often the most ready to cooperate of the four. The homeowner just wants a chance not to go into foreclosure and is ready to help in the sale of the home. The seller may not have any idea that the other three players each have some kind of cause and opportunity to make life absolutely impossible for the homeowner sometimes for no other reason than to make a last minute “adjustment” to make the books look a little better for any number of reasons.

Rider #2: The buyer. Wants to get a great deal on a home. May have misconceptions about the whole process. Often thinks that this is an opportunity to “negotiate” a hard deal- a lowball offer or bring demands as if they were in control of the process and at an extreme advantage over the “distressed homeowner” and may even perceive that the “bank” is desperate to sell the property at the best price. Sometimes this isn’t just the buyer, but also characteristic of the buyer’s agent if that agent is inexperienced in dealing with short sales.

Rider #3: The investor. The pale horse. This stakeholder would initially appear to be the “real power broker” in this crucible called a short sale. They’re the good guy. The investor is the one who signs the approval. Then the short sale should be a done deal but often investors are too far removed from the picture and retain too little control over the day to day management of their own investment to effect their own desired outcome. Even though short sales typically close substantially higher than foreclosures, there is someone seemingly just waiting to torpedo the whole deal at every step in the process.

Rider #4: The loan servicer. This is usually where the horror stories come from in short sales, You may have heard how “horrible banks can be” in short sale transactions. These are not the actual owners of the mortgage- that would be the investor, rider #3. These are the headless horsemen of the housingpocalypse. They don’t care about the buyer, the seller or even the investor. They care about their own, their books, their P&L statements, their stockholders and sometimes they don’t seem to care about anything at all and botch the transaction by simply failing to lift a finger to prevent foreclosure long enough to achieve a better transaction in return. This one player, this one entity is probably the source of nearly all failed short sales. The landscape is littered with their unsuspecting victims of 11th hour demands, surprise foreclosure proceedings that were supposed to be suspended and a myriad of changing terms and added expenses.

An experienced Fullerton short sale agent is needed to give you the best chance against the four horsmen short sale scenario. One who is accustomed to things that tend to cause problems if nobody knows to check on them and ask the right questions of everyone involved.

Worth the Trip from Fullerton | Anaheim Auto Repair Service

davekeys — Thu, 17 Feb 2011 17:07:15 +0000

Anaheim Auto Repair and Tire Service

My preferred Anaheim Auto Repair service for eighteen years.

You may live in Fullerton, or even other more distant locations, but a 100% trustworthy auto repair service is found in North Anaheim, CA. Don’t let the name “Mitchell Tire Service” fool you. Mitchell Tire service also provides the best Anaheim auto repair service in the business

Tires are only part of their business. They are also an Anaheim auto repair full service shop.

They have been doing quality auto repair in Anaheim for over 40 years. The owner, Dave Mitchell, has been at the same location in Anaheim providing auto repair and good old fashioned advice too, since 1971. Combined, the Mitchell Tire Service in Anaheim staff has over 135 years of auto repair experience.

Dave Mitchell says they have built our business on honesty, integrity, quality, guarantee, and treating the customer the way we like to be treated, and it shows.

They constantly stay on top of what’s happening in the auto repair world, checking technical service bulletins and recall information on repairs. They will always let you know if your repair may be covered under dealer or extended warranty. They also work with many extended warranty companies.

You should see for yourself, why over 85% of their Anaheim car repair and tire dealer customers are repeat business. Many of their customers, including me, who have moved out of the area still make the trip into Anaheim for their explicitly trusted service for their vehicles. Many of their customers are in families that are now on the third generation of loyal customers.

If you stop by their shop, they will definitely earn your business.

Downtown Fullerton with Canon T2i 550D | Near Fullerton Homes For Sale

davekeys — Tue, 29 Jun 2010 15:14:08 +0000

Downtown Fullerton engenders the old and new all at once in a unique blend of college life and history. One of the main terminals during the area’s oil industry days, Fullerton has retained many of its old landmarks from the train station to the police station, not to mention Fullerton College where students arrived in canoes in the hundred year flood of 1938, when most of Orange County found itself flooded. Fullerton shops restaurants and entertainment share a long tradition of blending new and old. The day I took this video, we ate at Rutabegorz, established 40 years ago and still serving up 70s fare in a 90s environment- solar powered. Plummer Auditorium finished up the night in an excellent dress rehearsal of Brigadoon. Shot with the new Canon 550D T2i, which I’m still learning. The creative modes are every bit as varied as you expect from an SLR camera.

Fullerton Homes For Sale – Video – Neighborhood Tour Brookdale St.

davekeys — Fri, 25 Jun 2010 04:55:41 +0000

320 Brookdale Place – Fullerton Homes for Sale.

Come on over and have a look at the neighborhood. This video drive-through shows 320 Brookdale and the street in full bloom-coverage from the Jacaranda trees. Have a look at the neighborhood right here.

Keeping It Cool With The Marine Layer in Fullerton

davekeys — Wed, 23 Jun 2010 02:51:40 +0000

There’s nothing like a nice marine layer to cool things off in summer. Fullerton homes stay cool while other parts of the state and country swelter in the heat. Temps all of the first week of summer have stayed in the 70s with overnights in the 50s. Fullerton broke cloud-bank this morning at around 9:45 and let the sun peek through. In this photo, the marine layer shields the sun for a while longer, keeping the day comfortable.

Panera Bread in Fullerton – Thumbs Up But Not Cheap Eats

davekeys — Mon, 14 Jun 2010 19:10:31 +0000

So I decided on a whim, to have an early lunch at Panera Bread in Fullerton, the one on Sunnycrest Drive by the hospital, instead of eating drive-thru at Carl’s. Good decision for my health, a little bad for my wallet.

Pluses and minuses.

Plus: Any Panera Bread is a nice spot to take a lunch break.
Plus: The coffee is good.
Plus: Free Wi-Fi*
Plus: Service is friendly and excellent.

Minus: The sticker shock is almost breathtaking. I ordered the cheapest sandwich I could find on the menu, a Tuna on wheat- it flies like a butterfly, stings like a bee at $5.99 for 96¢ worth of ingredients, and a small cup of coffee. The cashier asked me, “chips, apple or baguette?” I knew I was being rooked. I just wanted a sandwich. “What’s in the baguette?” I asked. Something perverse in me wanted it to be filled with bacon. “Oh it’s just a piece of bread.” I thought, but stopped myself from saying, “The sandwich already has bread. Why would I want to pay for even more bread?” I just took my first bite of the rather small apple. Bite number two and the apple is one third consumed.

I’ll escape from here with $8.46 less in my account for a pretty decent tuna sandwich, a tiny apple and re-fillable coffee. And a dill pickle slice. (I like dill pickles)

Minus: The same as the plus, free Wi-Fi. Their “login” screen chides you, practically upbraids you, for merely existing and daring to log onto their network. “Lunchtimes are busy, 30 minutes only, don’t you dare take a table where there’s actually room for your laptop!” In other words, “Don’t get comfortable, just eat and Get Out!”

Bottom line: A nice place to visit but I wouldn’t want to pay for lunch every day here.

Recommended by Dave on Occasion.

Homes in Fullerton – The Chapman Building – Downtown

davekeys — Mon, 17 May 2010 01:02:27 +0000

Though it’s an old 20th century style building, the Chapman Building, located in the heart of downtown Fullerton, has been retrofitted to resist earthquakes. The steel frame building was analyzed and designed using three dimensional computer analysis software. This is one of my favorite landmarks in downtown Fullerton. The downtown is one of the attractions that make homes for sale in Fullerton a good idea.

Fullerton Homes for sale
Brea Homes for sale

Fullerton Homes and Downtown – Old and New

admin — Wed, 05 May 2010 02:11:53 +0000

Just thought I’d share this cool window display in Fullerton CA. Vintage memorabilia is often a running theme in the city which keeps its history well highlighted. Downtown Fullerton is a mix of old and new. The local colleges keep the newness at the forefront but the city’s history as a central destination for early (and present) railway routes accentuate the old as well.

Downtown Fullerton Store Window

For my photography click: Fullerton photographers

A Fresh Supply of Green All Year

davekeys — Thu, 28 Jan 2010 20:12:49 +0000

Fullerton Homes for Sale

You can find a touch of green in Fullerton any time of year. The weather is among the most moderate in southern California and the Fullerton homes for sale are nestled among tree-lined streets. Downtown provides plenty of venues for dining, shopping and entertainment. Home values are stable because they’re based on core family lifestyles and not as impacted by recent market speculation and “flipping” activity.

Downtown Fullerton | Always Some Green to Enjoy